.png)
After a car accident or injury, getting a settlement offer from the insurance company might feel like a relief. They’re offering money quickly—no drawn-out legal battles, no courtrooms. Sounds good, right?
Not so fast.
In most cases, that first settlement offer is far less than what your claim is actually worth. Insurance companies are banking on your financial stress and your lack of legal experience to pressure you into accepting less than you deserve.
Insurance adjusters are trained negotiators. Their job is to protect the company’s bottom line—not your future. Here’s how the first offer fits into their playbook:
1. Speed Over Fairness
The quicker they settle, the less likely you are to understand the full extent of your injuries or expenses.
2. Undervaluing Future Costs
Many injuries require long-term care or therapy. A fast offer rarely takesfuture medical bills or lost wages into account.
3. No Room to Renegotiate
Once you accept, the case is closed. You can’t go back for more if new symptoms appear or complications arise.
Before you say yes to anything, ask yourself:
If the answer to any of these is no, you’re not ready to accept an offer.
We review every offer based on:
We negotiate directly with adjusters and prepare every case like it could go to trial. That sends a strong message—and usually results in better settlements.
It’s not about trying to “get rich.” It’s about making sure you’re not left paying out of pocket for someone else’s mistake. Insurance companies want you to feel like a fast check is your best option, but real legal advice tells a different story.
If you’ve received a settlement offer after an accident inColorado, don’t sign anything until you talk to a lawyer. At Chris Parks Law, we offer free consultations and honest advice based on your case—not the insurance company’s playbook.
You only get one shot at a fair recovery. Let’s make it count.
.1.png)
2.png)
.png)
%20(667%20x%20400%20px)%20(9).png)
